Pimp Your Finances

It’s that time of the month again. No, not that time of the month. I’m talking about my update on getting out of debt!
February was a great month for me. I used my tax returns to pay down 23% of my debt. However, I didn’t make nearly as much progress in March.
I paid off another 2.8%, [...]

As you may know, one of my goals this year is to pay off all my credit card debt. Once a month, I post my progress. It helps motivate me, and also keeps me honest, too.
After all, it wouldn’t make sense for me to share tips on improving your finances or accomplishing goals, and then not [...]

As you may know, one of my resolutions for this year is to get out of credit card debt for good.
I haven’t set any specific benchmarks, but I have been tracking my progress.  Last month, I paid down 9.96% of my debt!  That’s slightly ahead of schedule.  I’ll need to pay down around 8-9% each month [...]

If you haven’t checked it out, Kiplinger has a great section for young adults called “Starting Out”.  They recently featured a list of 10 Financial Commandments for Your 20s.
Being 27 years old, I have experience in this area.  I want to share their list, and also some insights about how well I’ve followed their instructions.
 
1. Plan [...]

Most people go to college to prepare themselves for the future.  But If that’s not the case for you, here are 12 things you can do to sabotage your financial life in college.  Just follow these easy steps to set yourself back for years.
1. Take out more loans than you need
If people are willing to [...]

My Magic Number

As I type this, I owe $10,793.86 on three credit cards.

Here is where the damage came from…